Wells Fargo Cash Rewards Card

Unlock the doors to extensive rewards and features with the Wells Fargo Cash Rewards Card. Here’s a comprehensive breakdown of what the card offers:

1. Sign-Up Bonus

Cash Rewards:

Earn an impressive $200 cash rewards bonus after making purchases totaling $500 within the first 3 months of acquiring the card.

2. Reward Rate

Unlimited Earnings:

Enjoy an unlimited 2% cash rewards on all your purchases, with no restrictions.

3. Introductory APR Offer

0% Intro APR:

Benefit from a 0% introductory APR for a span of 15 months from the account’s initiation on purchases and eligible balance transfers. Post this period, a variable APR of 20.24%, 25.24%, or 29.99% will be applicable.

Balance Transfer Benefits:

Any balance transfers made within 120 days of opening the account can avail of the introductory rate and a fee of 3%. After this window, a balance transfer fee of up to 5% is levied, with a minimum charge of $5.

4. Zero Annual Fee

Save more with the card’s $0 annual fee, ensuring more value for your money.

5. Effortless Rewards Tracking

No cumbersome categories to keep tabs on or memorize. Plus, your cash rewards will never expire as long as your account is in active status.

6. Visa Signature Concierge Benefits

Step into a world of luxury with a handpicked assortment of perks at some of the planet’s most distinguished and captivating hotel properties courtesy of Visa Signature Concierge.

7. Cell Phone Protection

Safeguard your mobile phone with up to $600 in protection against unforeseen damage or theft when you settle your monthly cell phone bills with your eligible Wells Fargo card. This benefit is subject to a modest deductible of $25.

American Express Platinum Card

Unlock the power of unmatched benefits and premium services with the American Express Platinum Card. Designed for the discerning individual, this card offers a plethora of privileges that resonate with luxury, convenience, and value. Here’s what awaits you:

1. Welcome Aboard

Attractive Membership Rewards:

Kickstart your journey by earning a grand 80,000 Membership Rewards® Points after spending $8,000 in your first 6 months of Card Membership.

Choose Your Statement:

Tailor your experience by selecting your card’s metal design – classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.

2. Unparalleled Rewards

Flight and Hotel Bookings:

Earn 5X Membership Rewards® Points on flights booked directly or via American Express Travel and on prepaid hotel reservations with American Express Travel.

3. Credits Galore

Hotel Credit:

Get up to $200 back on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings.

Digital Entertainment Credit:

Enjoy up to $20 monthly credits on popular digital platforms like Disney+, Hulu, The New York Times, and more.

Walmart+ Credit:

Your $12.95 monthly Walmart+ membership is covered, ensuring you always get more for less.

Airline Fee Credit:

Choose a qualifying airline and benefit from up to $200 in statement credits for incidental fees.

Uber Cash:

Attain Uber VIP status and save up to $200 annually on Uber rides or orders in the US.

Equinox & SoulCycle Credits:

Stay fit with up to $300 credits on Equinox memberships and $300 off on a SoulCycle at-home bike purchase.

CLEAR® & Global Entry Credits:

Speed through security with up to $189 back on CLEAR Plus memberships and up to $100 credit for Global Entry or TSA PreCheck® fees.

Shop Saks with Platinum:

Enjoy up to $100 in annual statement credits for purchases at Saks Fifth Avenue.

4. Exclusive Access & Experiences

Global Dining Access:

Elevate your dining experiences with exclusive reservations via Global Dining Access by Resy.

Other Premium Benefits:

From $300 Equinox Credit to a special $189 CLEAR® Plus Credit and more, enjoy an array of luxury benefits tailored for the elite.

5. Pricing

Annual Fee:

Experience all these world-class benefits for an annual fee of $695.

Experience luxury like never before. Embrace the American Express Platinum Card today. Terms Apply.

Wells Fargo Active Cash® Card Comparison

Card Name	Wells Fargo Active Cash® Card	Wells Fargo Reflect® Card
Card Rating	5.0/5	5.0/5
Card Annual Fee	$0	$0
Card Intro Offer	$200	No value
Card Rewards Rate	2% Cashback	No value
Card Image
Card Recommended Credit Score	690-850(Good – Excellent)	700 – 749(Good – Excellent)
Card Summary	Best for: Cash back — high flat rate + incentives	Best for: Balance Transfer For Long Payment Window