Wells Fargo Active Cash® Card VS Southwest Rapid Rewards® Priority Credit Card

Wells Fargo Cash Rewards Card

Unlock the doors to extensive rewards and features with the Wells Fargo Cash Rewards Card. Here’s a comprehensive breakdown of what the card offers:

1. Sign-Up Bonus

Cash Rewards:

Earn an impressive $200 cash rewards bonus after making purchases totaling $500 within the first 3 months of acquiring the card.

2. Reward Rate

Unlimited Earnings:

Enjoy an unlimited 2% cash rewards on all your purchases, with no restrictions.

3. Introductory APR Offer

0% Intro APR:

Benefit from a 0% introductory APR for a span of 15 months from the account’s initiation on purchases and eligible balance transfers. Post this period, a variable APR of 20.24%, 25.24%, or 29.99% will be applicable.

Balance Transfer Benefits:

Any balance transfers made within 120 days of opening the account can avail of the introductory rate and a fee of 3%. After this window, a balance transfer fee of up to 5% is levied, with a minimum charge of $5.

4. Zero Annual Fee

Save more with the card’s $0 annual fee, ensuring more value for your money.

5. Effortless Rewards Tracking

No cumbersome categories to keep tabs on or memorize. Plus, your cash rewards will never expire as long as your account is in active status.

6. Visa Signature Concierge Benefits

Step into a world of luxury with a handpicked assortment of perks at some of the planet’s most distinguished and captivating hotel properties courtesy of Visa Signature Concierge.

7. Cell Phone Protection

Safeguard your mobile phone with up to $600 in protection against unforeseen damage or theft when you settle your monthly cell phone bills with your eligible Wells Fargo card. This benefit is subject to a modest deductible of $25.

Southwest Rapid Rewards® Priority Credit Card

Embrace the joys of travel and rewards with the Southwest Rapid Rewards® Priority Credit Card.

1. Sign-Up Bonus:

Secure an impressive 50,000 bonus points after you spend $1,000 on purchases within the initial 3 months of your account opening.

2. Annual Anniversary Reward:

Celebrate with 7,500 anniversary points every year, a token of appreciation for your loyalty.

3. Earning Potential:

Earn a whopping 3X points on all your Southwest® purchases.

Stay connected and on the move as you earn 2X points on local transit and commuting, inclusive of rideshare services.

Keep up with the digital world and earn 2X points on internet, cable, and phone services, along with select streaming platforms.

4. Travel Credit:

Benefit from a $75 Southwest® travel credit annually, making your travels more rewarding.

5. Worry-Free International Purchases:

Make international transactions without the stress of additional fees, thanks to no foreign transaction fees.

6. Dependability:

With the backing of the Member FDIC, you can have confidence in the security and reliability of your financial undertakings.

Wells Fargo Active Cash® Card Comparison

Card Name	Wells Fargo Active Cash® Card	Wells Fargo Reflect® Card
Card Rating	5.0/5	5.0/5
Card Annual Fee	$0	$0
Card Intro Offer	$200	No value
Card Rewards Rate	2% Cashback	No value
Card Image
Card Recommended Credit Score	690-850(Good – Excellent)	700 – 749(Good – Excellent)
Card Summary	Best for: Cash back — high flat rate + incentives	Best for: Balance Transfer For Long Payment Window