Wells Fargo Cash Rewards Card
Unlock the doors to extensive rewards and features with the Wells Fargo Cash Rewards Card. Here’s a comprehensive breakdown of what the card offers:
1. Sign-Up Bonus
Earn an impressive $200 cash rewards bonus after making purchases totaling $500 within the first 3 months of acquiring the card.
2. Reward Rate
Enjoy an unlimited 2% cash rewards on all your purchases, with no restrictions.
3. Introductory APR Offer
0% Intro APR:
Benefit from a 0% introductory APR for a span of 15 months from the account’s initiation on purchases and eligible balance transfers. Post this period, a variable APR of 20.24%, 25.24%, or 29.99% will be applicable.
Balance Transfer Benefits:
Any balance transfers made within 120 days of opening the account can avail of the introductory rate and a fee of 3%. After this window, a balance transfer fee of up to 5% is levied, with a minimum charge of $5.
4. Zero Annual Fee
Save more with the card’s $0 annual fee, ensuring more value for your money.
5. Effortless Rewards Tracking
No cumbersome categories to keep tabs on or memorize. Plus, your cash rewards will never expire as long as your account is in active status.
6. Visa Signature Concierge Benefits
Step into a world of luxury with a handpicked assortment of perks at some of the planet’s most distinguished and captivating hotel properties courtesy of Visa Signature Concierge.
7. Cell Phone Protection
Safeguard your mobile phone with up to $600 in protection against unforeseen damage or theft when you settle your monthly cell phone bills with your eligible Wells Fargo card. This benefit is subject to a modest deductible of $25.
Chase Ultimate Rewards® Card
Dive into a world of unparalleled rewards and premium travel benefits with the Chase Ultimate Rewards® Card. Tailored for those who demand nothing but the best, this card offers a suite of features that are hard to resist. Here’s what you can expect:
1. Impressive Welcome Bonus
Boost Your Points:
Earn a whopping 60,000 bonus points when you spend $4,000 on purchases within the initial three months of account opening. To put this into perspective, these points translate to a generous $750 when redeemed via Chase Ultimate Rewards®.
2. Rewarding Spending Categories
Elevated Earnings on Travel:
Earn a stellar 5x on travel purchases made directly through Chase Ultimate Rewards®. For other travel-related expenses, enjoy a 2x points boost.
Feast and Earn:
Relish an impressive 3x points on all your dining expenses, making every meal a rewarding experience.
Annual Hotel Credit:
To make your stays even more special, avail a $50 annual Ultimate Rewards Hotel Credit.
3. Get More Out of Your Points
Enhanced Redemption Value:
Your points take on 25% more value when you redeem them for airfare, hotel stays, car rentals, or cruises via Chase Ultimate Rewards®. To elucidate, a pool of 60,000 points could fetch you travel rewards worth $750.
4. Travel with Peace of Mind
Venture out with confidence, thanks to the card’s Trip Cancellation/Interruption Insurance.
Wave off worries with the Auto Rental Collision Damage Waiver when you hire a car on your travels.
Lost Luggage Insurance:
Rest easy knowing that lost luggage won’t dampen your spirits with the card’s comprehensive Lost Luggage Insurance.
5. Exclusive Dining Benefits
Compliment your dining experiences with complimentary access to DashPass. This unlocks $0 delivery fees and reduced service fees for at least one year. Make sure to activate this perk by December 31, 2024.
6. Assured Security
As a cherry on top, your account is backed by the assurance of Member FDIC, ensuring your funds are in safe hands.
Discover the power of ultimate rewards and premium benefits with the Chase Ultimate Rewards® Card. Dive into a rewarding journey today!
Wells Fargo Active Cash® Card Comparison
|Card Name||Wells Fargo Active Cash® Card||Wells Fargo Reflect® Card|
|Card Annual Fee||$0||$0|
|Card Intro Offer||$200||No value|
|Card Rewards Rate||2% Cashback||No value|
|Card Recommended Credit Score||690-850(Good – Excellent)||700 – 749(Good – Excellent)|
|Card Summary||Best for: Cash back — high flat rate + incentives||Best for: Balance Transfer For Long Payment Window|