Wells Fargo Cash Rewards Card
Unlock the doors to extensive rewards and features with the Wells Fargo Cash Rewards Card. Here’s a comprehensive breakdown of what the card offers:
1. Sign-Up Bonus
Earn an impressive $200 cash rewards bonus after making purchases totaling $500 within the first 3 months of acquiring the card.
2. Reward Rate
Enjoy an unlimited 2% cash rewards on all your purchases, with no restrictions.
3. Introductory APR Offer
0% Intro APR:
Benefit from a 0% introductory APR for a span of 15 months from the account’s initiation on purchases and eligible balance transfers. Post this period, a variable APR of 20.24%, 25.24%, or 29.99% will be applicable.
Balance Transfer Benefits:
Any balance transfers made within 120 days of opening the account can avail of the introductory rate and a fee of 3%. After this window, a balance transfer fee of up to 5% is levied, with a minimum charge of $5.
4. Zero Annual Fee
Save more with the card’s $0 annual fee, ensuring more value for your money.
5. Effortless Rewards Tracking
No cumbersome categories to keep tabs on or memorize. Plus, your cash rewards will never expire as long as your account is in active status.
6. Visa Signature Concierge Benefits
Step into a world of luxury with a handpicked assortment of perks at some of the planet’s most distinguished and captivating hotel properties courtesy of Visa Signature Concierge.
7. Cell Phone Protection
Safeguard your mobile phone with up to $600 in protection against unforeseen damage or theft when you settle your monthly cell phone bills with your eligible Wells Fargo card. This benefit is subject to a modest deductible of $25.
Chase Freedom Unlimited® Card
Discover a world of unmatched benefits and cash back opportunities with the Chase Freedom Unlimited® Card. Here’s a detailed guide to what awaits you:
1. Introductory Cash Back Offer
As a special introductory offer, earn an additional 1.5% cash back on all purchases (on up to $20,000 spent within the first year). This translates to a potential cash back reward of up to $300!
2. Enhanced Cash Back Rates
First Year Benefits:
Enjoy a robust 6.5% cash back on travel booked via Chase Ultimate Rewards®. Additionally, receive 4.5% cash back on drugstore buys and dining, including takeout and qualifying delivery services. For all other purchases (on up to $20,000 spent in the initial year), a 3% cash back awaits you.
Post First Year:
After the culmination of your first year or upon reaching $20,000 in expenditure, continue to earn 5% cash back on travel through Ultimate Rewards®, 3% on drugstores and dining, and an unlimited 1.5% cash back on all other spends.
3. Flexible Redemption
No Minimum Threshold:
Redeem your accumulated cash back without any minimum amount constraints. Opt for a statement credit or a direct deposit into the majority of U.S. checking or savings accounts. Moreover, your Cash Back rewards will not expire as long as your account remains active.
4. Introductory APR Offer
0% Intro APR:
Benefit from a 0% Introductory APR for a span of 15 months post account initiation on purchases and balance transfers. Subsequently, a variable APR ranging between 20.49% and 29.24% will be applicable.
5. No Annual Fee
Reap the multitude of benefits without the burden of an annual fee, amplifying the value proposition of your Freedom Unlimited® card.
6. Monitor Your Credit Health
Chase Credit Journey:
Stay informed and in control. With Chase Credit Journey, monitor your credit score with complimentary access, avail real-time alerts, and much more. Safeguard and enhance your credit health seamlessly.
Member FDIC ensures that you are banking with a trusted financial institution, protecting your funds up to the insured limit.
To experience these unparalleled advantages and to learn more about the product intricacies, consider visiting Chase’s official portal.
Wells Fargo Active Cash® Card Comparison
|Card Name||Wells Fargo Active Cash® Card||Wells Fargo Reflect® Card|
|Card Annual Fee||$0||$0|
|Card Intro Offer||$200||No value|
|Card Rewards Rate||2% Cashback||No value|
|Card Recommended Credit Score||690-850(Good – Excellent)||700 – 749(Good – Excellent)|
|Card Summary||Best for: Cash back — high flat rate + incentives||Best for: Balance Transfer For Long Payment Window|