Wells Fargo Cash Rewards Card

Unlock the doors to extensive rewards and features with the Wells Fargo Cash Rewards Card. Here’s a comprehensive breakdown of what the card offers:

1. Sign-Up Bonus

Cash Rewards:

Earn an impressive $200 cash rewards bonus after making purchases totaling $500 within the first 3 months of acquiring the card.

2. Reward Rate

Unlimited Earnings:

Enjoy an unlimited 2% cash rewards on all your purchases, with no restrictions.

3. Introductory APR Offer

0% Intro APR:

Benefit from a 0% introductory APR for a span of 15 months from the account’s initiation on purchases and eligible balance transfers. Post this period, a variable APR of 20.24%, 25.24%, or 29.99% will be applicable.

Balance Transfer Benefits:

Any balance transfers made within 120 days of opening the account can avail of the introductory rate and a fee of 3%. After this window, a balance transfer fee of up to 5% is levied, with a minimum charge of $5.

4. Zero Annual Fee

Save more with the card’s $0 annual fee, ensuring more value for your money.

5. Effortless Rewards Tracking

No cumbersome categories to keep tabs on or memorize. Plus, your cash rewards will never expire as long as your account is in active status.

6. Visa Signature Concierge Benefits

Step into a world of luxury with a handpicked assortment of perks at some of the planet’s most distinguished and captivating hotel properties courtesy of Visa Signature Concierge.

7. Cell Phone Protection

Safeguard your mobile phone with up to $600 in protection against unforeseen damage or theft when you settle your monthly cell phone bills with your eligible Wells Fargo card. This benefit is subject to a modest deductible of $25.

Chase Freedom Unlimited® Card

Discover a world of unmatched benefits and cash back opportunities with the Chase Freedom Unlimited® Card. Here’s a detailed guide to what awaits you:

1. Introductory Cash Back Offer

Bonus Earnings:

As a special introductory offer, earn an additional 1.5% cash back on all purchases (on up to $20,000 spent within the first year). This translates to a potential cash back reward of up to $300!

2. Enhanced Cash Back Rates

First Year Benefits:

Enjoy a robust 6.5% cash back on travel booked via Chase Ultimate Rewards®. Additionally, receive 4.5% cash back on drugstore buys and dining, including takeout and qualifying delivery services. For all other purchases (on up to $20,000 spent in the initial year), a 3% cash back awaits you.

Post First Year:

After the culmination of your first year or upon reaching $20,000 in expenditure, continue to earn 5% cash back on travel through Ultimate Rewards®, 3% on drugstores and dining, and an unlimited 1.5% cash back on all other spends.

3. Flexible Redemption

No Minimum Threshold:

Redeem your accumulated cash back without any minimum amount constraints. Opt for a statement credit or a direct deposit into the majority of U.S. checking or savings accounts. Moreover, your Cash Back rewards will not expire as long as your account remains active.

4. Introductory APR Offer

0% Intro APR:

Benefit from a 0% Introductory APR for a span of 15 months post account initiation on purchases and balance transfers. Subsequently, a variable APR ranging between 20.49% and 29.24% will be applicable.

5. No Annual Fee

Reap the multitude of benefits without the burden of an annual fee, amplifying the value proposition of your Freedom Unlimited® card.

6. Monitor Your Credit Health

Chase Credit Journey:

Stay informed and in control. With Chase Credit Journey, monitor your credit score with complimentary access, avail real-time alerts, and much more. Safeguard and enhance your credit health seamlessly.

Note:

Member FDIC ensures that you are banking with a trusted financial institution, protecting your funds up to the insured limit.

To experience these unparalleled advantages and to learn more about the product intricacies, consider visiting Chase’s official portal.

Wells Fargo Active Cash® Card Comparison

Card Name	Wells Fargo Active Cash® Card	Wells Fargo Reflect® Card
Card Rating	5.0/5	5.0/5
Card Annual Fee	$0	$0
Card Intro Offer	$200	No value
Card Rewards Rate	2% Cashback	No value
Card Image
Card Recommended Credit Score	690-850(Good – Excellent)	700 – 749(Good – Excellent)
Card Summary	Best for: Cash back — high flat rate + incentives	Best for: Balance Transfer For Long Payment Window