Wells Fargo Cash Rewards Card
Unlock the doors to extensive rewards and features with the Wells Fargo Cash Rewards Card. Here’s a comprehensive breakdown of what the card offers:
1. Sign-Up Bonus
Earn an impressive $200 cash rewards bonus after making purchases totaling $500 within the first 3 months of acquiring the card.
2. Reward Rate
Enjoy an unlimited 2% cash rewards on all your purchases, with no restrictions.
3. Introductory APR Offer
0% Intro APR:
Benefit from a 0% introductory APR for a span of 15 months from the account’s initiation on purchases and eligible balance transfers. Post this period, a variable APR of 20.24%, 25.24%, or 29.99% will be applicable.
Balance Transfer Benefits:
Any balance transfers made within 120 days of opening the account can avail of the introductory rate and a fee of 3%. After this window, a balance transfer fee of up to 5% is levied, with a minimum charge of $5.
4. Zero Annual Fee
Save more with the card’s $0 annual fee, ensuring more value for your money.
5. Effortless Rewards Tracking
No cumbersome categories to keep tabs on or memorize. Plus, your cash rewards will never expire as long as your account is in active status.
6. Visa Signature Concierge Benefits
Step into a world of luxury with a handpicked assortment of perks at some of the planet’s most distinguished and captivating hotel properties courtesy of Visa Signature Concierge.
7. Cell Phone Protection
Safeguard your mobile phone with up to $600 in protection against unforeseen damage or theft when you settle your monthly cell phone bills with your eligible Wells Fargo card. This benefit is subject to a modest deductible of $25.
Capital One Venture X Card
Experience unparalleled travel benefits with the Capital One Venture X Card. Tailored to meet the discerning needs of frequent travelers, this card seamlessly blends exclusive rewards with premium conveniences. Discover the features that set this card apart:
1. Welcome Offer You Can’t Resist
Generous Mileage Bonus:
Secure an astounding 75,000 bonus miles when you spend $4,000 on purchases within the initial three months from account opening. This translates to an impressive $750 towards your travel adventures.
2. Exceptional Rewards on Travel
Annual Travel Credit:
Benefit from an annual $300 credit exclusively for bookings made through Capital One Travel, offering you an array of best-priced trip options.
Celebrate every year with Venture X! Starting from your first anniversary, earn an annual bonus of 10,000 miles, which equates to $100 towards your travel expenses.
Maximized Mile Earnings:
Embark on journeys with maximum rewards – earn an unmatched 10X miles on hotel stays and car rentals, and 5X miles on flights, all when booked via Capital One Travel.
Rewards on Every Purchase:
For all other spends, relish an unlimited 2X miles. No caps, no categories, just pure rewards.
3. Lounge Access and More
Elevate your travel experiences with complimentary access for you and two guests to an expansive network of over 1,300 lounges. This includes exclusive Capital One Lounges and the esteemed Partner Lounge Network.
4. Flexible Redemption and Enhanced Stays
Travel Your Way:
Your Venture X miles provide you with unmatched flexibility. Cover a myriad of travel expenses, ranging from flights to hotel stays and car rentals. Want more? Transfer your miles seamlessly to over 15 travel loyalty programs of your choice.
Enhance every stay at select hotels from the Premier or Lifestyle Collections. Enjoy cardholder exclusive benefits, from experience credits to room upgrades, ensuring every stay is memorable.
5. Travel with Ease
Global Entry or TSA PreCheck® Credit:
Glide through security with up to a $100 credit towards Global Entry or TSA PreCheck® applications, ensuring your journeys start stress-free.
Choose the Capital One Venture X Card – the companion every traveler deserves, promising rewards, luxury, and convenience at every step.
Wells Fargo Active Cash® Card Comparison
|Card Name||Wells Fargo Active Cash® Card||Wells Fargo Reflect® Card|
|Card Annual Fee||$0||$0|
|Card Intro Offer||$200||No value|
|Card Rewards Rate||2% Cashback||No value|
|Card Recommended Credit Score||690-850(Good – Excellent)||700 – 749(Good – Excellent)|
|Card Summary||Best for: Cash back — high flat rate + incentives||Best for: Balance Transfer For Long Payment Window|