Wells Fargo Cash Rewards Card
Unlock the doors to extensive rewards and features with the Wells Fargo Cash Rewards Card. Here’s a comprehensive breakdown of what the card offers:
1. Sign-Up Bonus
Earn an impressive $200 cash rewards bonus after making purchases totaling $500 within the first 3 months of acquiring the card.
2. Reward Rate
Enjoy an unlimited 2% cash rewards on all your purchases, with no restrictions.
3. Introductory APR Offer
0% Intro APR:
Benefit from a 0% introductory APR for a span of 15 months from the account’s initiation on purchases and eligible balance transfers. Post this period, a variable APR of 20.24%, 25.24%, or 29.99% will be applicable.
Balance Transfer Benefits:
Any balance transfers made within 120 days of opening the account can avail of the introductory rate and a fee of 3%. After this window, a balance transfer fee of up to 5% is levied, with a minimum charge of $5.
4. Zero Annual Fee
Save more with the card’s $0 annual fee, ensuring more value for your money.
5. Effortless Rewards Tracking
No cumbersome categories to keep tabs on or memorize. Plus, your cash rewards will never expire as long as your account is in active status.
6. Visa Signature Concierge Benefits
Step into a world of luxury with a handpicked assortment of perks at some of the planet’s most distinguished and captivating hotel properties courtesy of Visa Signature Concierge.
7. Cell Phone Protection
Safeguard your mobile phone with up to $600 in protection against unforeseen damage or theft when you settle your monthly cell phone bills with your eligible Wells Fargo card. This benefit is subject to a modest deductible of $25.
Capital One Venture Rewards Credit Card
Embark on rewarding journeys and unforgettable experiences with the Capital One Venture Rewards Credit Card. Designed for the discerning traveler, this card is packed with benefits to make every trip more rewarding. Here’s a closer look at what you can expect:
1. Generous Welcome Offer
Receive a substantial one-time bonus of 75,000 miles when you spend $4,000 on purchases within the initial three months from the time of account opening. This translates into a whopping $750 in travel credits.
2. Earn Miles on Every Purchase
Relish the advantage of accumulating unlimited 2X miles on every single purchase you make, each day, without exceptions.
Enhanced Earnings on Travel:
For the traveler in you, earn an impressive 5X miles when you book hotels and rental cars via Capital One Travel. This ensures you always get the best deals and pricing on a plethora of travel options.
3. Miles that Last
Rest easy knowing that your earned miles will never expire throughout the lifespan of your account. Plus, there’s absolutely no cap on how many miles you can accumulate.
4. Premium Travel Perks
Receive a credit of up to $100 towards Global Entry or TSA PreCheck® fees, ensuring a smoother travel experience.
Exclusive Lounge Access:
Elevate your travel with two complimentary visits every year either to the exclusive Capital One Lounges or to over 100 Plaza Premium Lounges via the Partner Lounge Network.
5. Flexible Redemption Options
Use your accumulated miles to get reimbursements on any travel-related purchase. Alternatively, opt for booking your next adventure directly through Capital One Travel.
Lifestyle Collection Perks:
Every hotel stay becomes a luxury experience with an array of cardholder benefits. This includes a special $50 experience credit, potential room upgrades, and other enriching offerings.
6. Transfer Miles with Ease
Gain the flexibility to transfer your miles to a selection of over 15 travel loyalty programs, ensuring you always get the best value.
Embrace a world of travel luxuries, unmatched mile earnings, and tailored benefits with the Capital One Venture Rewards Credit Card. Ready to elevate your travel experiences?
Wells Fargo Active Cash® Card Comparison
|Card Name||Wells Fargo Active Cash® Card||Wells Fargo Reflect® Card|
|Card Annual Fee||$0||$0|
|Card Intro Offer||$200||No value|
|Card Rewards Rate||2% Cashback||No value|
|Card Recommended Credit Score||690-850(Good – Excellent)||700 – 749(Good – Excellent)|
|Card Summary||Best for: Cash back — high flat rate + incentives||Best for: Balance Transfer For Long Payment Window|