Wells Fargo Cash Rewards Card
Unlock the doors to extensive rewards and features with the Wells Fargo Cash Rewards Card. Here’s a comprehensive breakdown of what the card offers:
1. Sign-Up Bonus
Earn an impressive $200 cash rewards bonus after making purchases totaling $500 within the first 3 months of acquiring the card.
2. Reward Rate
Enjoy an unlimited 2% cash rewards on all your purchases, with no restrictions.
3. Introductory APR Offer
0% Intro APR:
Benefit from a 0% introductory APR for a span of 15 months from the account’s initiation on purchases and eligible balance transfers. Post this period, a variable APR of 20.24%, 25.24%, or 29.99% will be applicable.
Balance Transfer Benefits:
Any balance transfers made within 120 days of opening the account can avail of the introductory rate and a fee of 3%. After this window, a balance transfer fee of up to 5% is levied, with a minimum charge of $5.
4. Zero Annual Fee
Save more with the card’s $0 annual fee, ensuring more value for your money.
5. Effortless Rewards Tracking
No cumbersome categories to keep tabs on or memorize. Plus, your cash rewards will never expire as long as your account is in active status.
6. Visa Signature Concierge Benefits
Step into a world of luxury with a handpicked assortment of perks at some of the planet’s most distinguished and captivating hotel properties courtesy of Visa Signature Concierge.
7. Cell Phone Protection
Safeguard your mobile phone with up to $600 in protection against unforeseen damage or theft when you settle your monthly cell phone bills with your eligible Wells Fargo card. This benefit is subject to a modest deductible of $25.
British Airways Visa Signature® Card
1. British Airways Passengers
Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL.
Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. Plus earn 1 Avios per $1 spent on all other purchases.
10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
Pay no foreign transaction fees when you travel abroad.
Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!
Wells Fargo Active Cash® Card Comparison
|Card Name||Wells Fargo Active Cash® Card||Wells Fargo Reflect® Card|
|Card Annual Fee||$0||$0|
|Card Intro Offer||$200||No value|
|Card Rewards Rate||2% Cashback||No value|
|Card Recommended Credit Score||690-850(Good – Excellent)||700 – 749(Good – Excellent)|
|Card Summary||Best for: Cash back — high flat rate + incentives||Best for: Balance Transfer For Long Payment Window|