Wells Fargo Cash Rewards Card
Unlock the doors to extensive rewards and features with the Wells Fargo Cash Rewards Card. Here’s a comprehensive breakdown of what the card offers:
1. Sign-Up Bonus
Earn an impressive $200 cash rewards bonus after making purchases totaling $500 within the first 3 months of acquiring the card.
2. Reward Rate
Enjoy an unlimited 2% cash rewards on all your purchases, with no restrictions.
3. Introductory APR Offer
0% Intro APR:
Benefit from a 0% introductory APR for a span of 15 months from the account’s initiation on purchases and eligible balance transfers. Post this period, a variable APR of 20.24%, 25.24%, or 29.99% will be applicable.
Balance Transfer Benefits:
Any balance transfers made within 120 days of opening the account can avail of the introductory rate and a fee of 3%. After this window, a balance transfer fee of up to 5% is levied, with a minimum charge of $5.
4. Zero Annual Fee
Save more with the card’s $0 annual fee, ensuring more value for your money.
5. Effortless Rewards Tracking
No cumbersome categories to keep tabs on or memorize. Plus, your cash rewards will never expire as long as your account is in active status.
6. Visa Signature Concierge Benefits
Step into a world of luxury with a handpicked assortment of perks at some of the planet’s most distinguished and captivating hotel properties courtesy of Visa Signature Concierge.
7. Cell Phone Protection
Safeguard your mobile phone with up to $600 in protection against unforeseen damage or theft when you settle your monthly cell phone bills with your eligible Wells Fargo card. This benefit is subject to a modest deductible of $25.
Bank of America® Travel Rewards credit card for Students
Enter a realm where every dollar spent not only aids your travel desires but also empowers your financial journey as a student.
The Bank of America® Travel Rewards credit card for students is curated to fuel your wanderlust, reward every purchase, and build your credit history while keeping the financial aspects simplistic and student-friendly.
1. ✈️ Boundless Earnings with Every Purchase
Harness the power of unlimited 1.5 points per $1 spent on all purchases, enabling your daily and special expenditures to continuously fuel your travel ambitions. With no annual fee and no foreign transaction fees, your adventures, whether local or global, remain unburdened and maximally rewarding. Plus, your earned points are here to stay, with no expiration to worry about.
2. 🎁 25,000 Online Bonus Points Awaiting
Kickstart your travel rewards journey with a hearty 25,000 online bonus points after you make at least $1,000 in purchases within the first 90 days of account opening. Transform these points into a $250 statement credit toward travel purchases, and let your adventures begin with a boost.
3. 🌎 Travel and Dine, Your Way
Experience the freedom of booking your trips your way, without being tethered to specific websites, blackout dates, or restrictive conditions. Furthermore, your points can be redeemed for a statement credit to cover a myriad of travel or dining purchases, ensuring your flights, hotel stays, car and vacation rentals, baggage fees, and even your restaurant bills (including takeout) can be rewarding experiences.
4. 💳 0% Introductory APR and Smart Balance Transfers
Savor 0% Introductory APR for 15 billing cycles on purchases and any balance transfers made within the first 60 days. Following the introductory period, a Variable APR of 18.24% – 28.24% will apply. Note that balance transfers are subject to a 3% fee.
5. 🔐 Credit-Building with Insightful Monitoring
Cognizant usage of this credit card can lay the foundation for a robust credit history, a pivotal ally when you’re seeking apartments, car loans, or even making employment moves. Stay constantly informed and manage your credit smartly with free access to your FICO® Score within Online Banking or your Mobile Banking app.
6. 🌟 Contactless, Secure, and Convenient
Indulge in the luxury of seamless, contactless transactions with the card’s Contactless feature. Combine the security of a chip card and the convenience of a tap to make your transactions smooth and secure.
7. 📲 Exclusive Online Offer
This bountiful offer is an online exclusive, potentially being unavailable if you navigate away from this page or visit a Bank of America financial center in person. Ensure you harness these student-centric travel and financial benefits by applying now.
The Bank of America® Travel Rewards credit card for students is more than just a financial tool; it’s your passport to rewarding experiences, streamlined financial management, and building a prosperous credit future, all while indulging your desire to explore the world, unfettered and unrestrained.
Wells Fargo Active Cash® Card Comparison
|Card Name||Wells Fargo Active Cash® Card||Wells Fargo Reflect® Card|
|Card Annual Fee||$0||$0|
|Card Intro Offer||$200||No value|
|Card Rewards Rate||2% Cashback||No value|
|Card Recommended Credit Score||690-850(Good – Excellent)||700 – 749(Good – Excellent)|
|Card Summary||Best for: Cash back — high flat rate + incentives||Best for: Balance Transfer For Long Payment Window|