Wells Fargo Active Cash® Card VS Amazon Prime Visa

Wells Fargo Cash Rewards Card

Unlock the doors to extensive rewards and features with the Wells Fargo Cash Rewards Card. Here’s a comprehensive breakdown of what the card offers:

1. Sign-Up Bonus

Cash Rewards:

Earn an impressive $200 cash rewards bonus after making purchases totaling $500 within the first 3 months of acquiring the card.

2. Reward Rate

Unlimited Earnings:

Enjoy an unlimited 2% cash rewards on all your purchases, with no restrictions.

3. Introductory APR Offer

0% Intro APR:

Benefit from a 0% introductory APR for a span of 15 months from the account’s initiation on purchases and eligible balance transfers. Post this period, a variable APR of 20.24%, 25.24%, or 29.99% will be applicable.

Balance Transfer Benefits:

Any balance transfers made within 120 days of opening the account can avail of the introductory rate and a fee of 3%. After this window, a balance transfer fee of up to 5% is levied, with a minimum charge of $5.

4. Zero Annual Fee

Save more with the card’s $0 annual fee, ensuring more value for your money.

5. Effortless Rewards Tracking

No cumbersome categories to keep tabs on or memorize. Plus, your cash rewards will never expire as long as your account is in active status.

6. Visa Signature Concierge Benefits

Step into a world of luxury with a handpicked assortment of perks at some of the planet’s most distinguished and captivating hotel properties courtesy of Visa Signature Concierge.

7. Cell Phone Protection

Safeguard your mobile phone with up to $600 in protection against unforeseen damage or theft when you settle your monthly cell phone bills with your eligible Wells Fargo card. This benefit is subject to a modest deductible of $25.

Prime Visa

Dive into a universe where every purchase amplifies your rewards and every transaction echoes with unrivaled benefits.

The Prime Visa Card, exclusively crafted for Amazon Prime members, unfolds a realm of endless rewards, tangible savings, and an unswerving allegiance to your diverse spending habits, both on Amazon.com and beyond.

1. 🎁 Instant Joy $100 Amazon Gift Card:

Kickstart your journey with a delightful $100 (or more) Amazon Gift Card, delivered to you instantly upon approval. As a heartfelt welcome to a world of prime benefits, this gift card ushers you into a space where every buy is a step toward future savings.

2. 💳 Supercharged Savings on Amazon & Chase Travel:

Engage in a rewarding shopping adventure where your every expense is a ticket to unparalleled savings. Enjoy a striking 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market, ensuring that from your everyday essentials to gourmet delights, every purchase is a celebration of more. Elevate your travel experiences with 5% back on Chase Travel purchases when wielding your Prime Visa Card, intertwining each journey with a thread of rewarding benefits.

4. 🚗 Double the Rewards on Daily Essentials:

Steer through your daily expenses with the zest of perpetual rewards. Relish 2% back at gas stations to fuel your journeys, and 2% back at restaurants to satiate your epicurean adventures. Extend the joy to your local transit and commuting expenses, including rideshares, ensuring that every commute is not just a necessity but a gateway to continued rewards.

5. 🌍 Ubiquitous 1% Back:

Witness the ease of earning with 1% back on all other purchases, ensuring that from little joys to grand plans, every swipe of your Prime Visa Card echoes with the melody of incessant rewards.

6. 🚫 No Annual Fee:

Embark on this journey of amplified rewards without the burden of an annual fee. With No annual credit card fee, your Prime Visa Card remains a perennial source of rewards, devoid of any yearly charges.

7. ⏩ Swift Reward Redemptions:

In a world where time is of the essence, wait no more to bask in the glory of your accumulated rewards. With the ability to redeem your daily rewards at Amazon.com as soon as the next day, every purchase swiftly propels you towards imminent savings.

8. 🔒 Trust in Every Transaction:

Your ventures with the Prime Visa Card are armored with the steadfast security and reliability emanating from being Member FDIC, ensuring every transaction, every saving, is enveloped in a layer of unwavering trust.

Unlock a world where your Prime membership transcends the boundaries of Amazon and permeates every aspect of your spending, showering you with relentless rewards and unmatched benefits at every turn. The Prime Visa Card is not merely a tool for purchases; it’s your passport to a world where every spend is an investment in future savings. Welcome to a universe where your prime status is celebrated, cherished, and unremittingly rewarded.

Wells Fargo Active Cash® Card Comparison

Card Name	Wells Fargo Active Cash® Card	Wells Fargo Reflect® Card
Card Rating	5.0/5	5.0/5
Card Annual Fee	$0	$0
Card Intro Offer	$200	No value
Card Rewards Rate	2% Cashback	No value
Card Image
Card Recommended Credit Score	690-850(Good – Excellent)	700 – 749(Good – Excellent)
Card Summary	Best for: Cash back — high flat rate + incentives	Best for: Balance Transfer For Long Payment Window