Let’s be real—credit card interest can be confusing. APRs, variable rates, daily compounding—it all sounds like something out of a finance textbook. But don’t worry! I’m here to break it down in plain English so you can understand how it works and, more importantly, how to avoid paying more than you have to. What is […]

Have you ever wondered what the Bible says about debt? There are many Bible verses about debt that offer timeless wisdom. Understanding a biblical perspective on this topic can help us make wiser decisions when managing money, paying off debt, and avoiding it altogether. I believe God’s desire in the Bible is for people to […]

@RamseySolutions says: “You don’t have to go into debt to enjoy life. Vacations, weddings, and big dreams don’t have to come with a payment plan. Save first, then enjoy without the regret. Fun is better when it’s guilt-free!”  Save Early for Debt-Free Living Saving early is one of the best ways to embrace debt-free living. […]