
Discover EmpowerPlus™ Credit Card
This card is designed to empower you with unique benefits, providing a seamless blend of rewards and security.
1. Introductory Offer That Truly Stands Out
Unlimited Cashback Match:
Experience Discover’s exclusive Unlimited Cashback Match. At the end of your first year, Discover will automatically match every bit of cash back you’ve earned. Transform $50 cash back into $100 or double $100 to $200. No limits. No minimum spends. Just pure, dollar-for-dollar match, making your rewards twice as sweet.
2. Rewarding Every Spend
Specialized Cash Back:
Earn an impressive 2% cash back at Gas Stations and Restaurants, applicable on up to $1,000 in combined purchases each quarter. Whether it’s refueling or dining out, maximize your returns.
All Other Purchases:
Enjoy the simplicity of earning unlimited 1% cash back on all other purchases, automatically. No need to track or opt-in – it’s that easy.
3. Credit Building
No Credit Score Hurdles:
Applying for the EmpowerPlus™ card does not require a specific credit score, making it accessible to a wide range of applicants.
Credit Enhancement:
Build and enhance your credit score with responsible usage, setting the foundation for a stronger financial future.
4. Safety and Security
Online Information Protection:
Discover’s unique offering can help diminish the exposure of your personal information online. With the assistance of Discover, you can remove your data from certain people-search websites that might potentially sell your information. Ensure your online privacy without any costs. Activate this feature effortlessly with the Discover mobile app.
5. Transparent Fee Structure & Offerings
No Annual Fee:
Enjoy all the EmpowerPlus™ benefits without the burden of an annual fee.
Introductory APR Offer:
Benefit from a 0% introductory APR on purchases for the initial 6 months. Subsequently, a variable purchase APR ranging from 18.24% to 27.24% will apply.
With the Discover EmpowerPlus™ Credit Card, dive into a world where rewards meet convenience, and security meets simplicity. Empower your spending and enhance your credit journey today!

Discover it® Cash Back Credit Card Comparison
Card Name | Discover it® Cash Back Credit Card | Discover it® Balance Transfer | Discover it® Student Chrome | Discover it® Student Cash Back | Discover it® Secured Credit Card |
---|---|---|---|---|---|
Card Rating | 4.9/5 | 4.9/5 | 5.0/5 | 4.6/5 | 5.0/5 |
Card Annual Fee | $0 | $0 | $0 | $0 | $0 |
Card Intro Offer | Cashback Match™ | 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months | Cashback Match™ | Cashback Match™ | Cashback Match™ |
Card Rewards Rate | 1%-5% Cashback | 1%-5% Cashback | 1%-2% Cashback | 1%-5% Cashback | Up to 2% |
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Card Recommended Credit Score | 690-850(Good – Excellent) | 690-850(Good – Excellent) | 630-689(Fair) | 630-689(Fair) | New/Rebuilding Credit |
Card Summary | Best for: Bonus category cash back + intro APR period | Best for: Long-term value: 0% periods for transfers and purchases + bonus cash back | Best for: Simplicity and value | Best for: Rotating bonus categories | Best for: New/Rebuilding Credit |
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