
Bank of America® Customized Cash Rewards credit card for Students
The Bank of America® Customized Cash Rewards credit card for students is intricately designed to seamlessly blend into your academic life, fostering robust credit history building, and amplifying your spending with a spectrum of cash back rewards, all without burdening you with an annual fee.
1. 💰 $200 Online Cash Rewards Bonus
Get a head start on your cashback journey with a generous $200 online cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening, seamlessly blending into your initial expenditures.
2. 🎯 Tailored Earnings with Expanded Cash Back Categories
Harvest 3% cash back in the category of your choice, now embellished with even more categories to mirror your spending habits. Enjoy automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and relish unlimited 1% cash back on all other purchases. Immerse yourself in even broader categories, with 3% cash back now available on gas, including Electric Vehicle Charging (EVC) Stations, and online shopping, which now embraces cable, streaming, internet, and phone services.
3. 🚫 Zero Annual Fee, Zero Stress
Savor the multitude of benefits without the yearly financial burden – experience no annual fee and ensure your rewards remain yours with no expiration on them.
4. 💳 15 Billing Cycles of 0% Introductory APR
Navigate your early card usage with ease with a 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made within the first 60 days. After the introductory offer, a variable APR of 18.24% – 28.24% will apply. Note that a 3% fee is applicable to all balance transfers.
5. 🛠 A Tool for Building Your Credit History
With responsible usage, this card can be your ally in sculpting a sturdy credit history, invaluable when venturing into future financial commitments such as car loans, apartment rentals, or employment opportunities. Stay informed with free access to your FICO® Score within Online Banking or your Mobile Banking app.
6. 🌐 Contactless and Secure Transactions
Experience the fusion of robust security and expedited transactions with Contactless Cards. Engage in the convenience of a tap while maintaining the staunch security synonymous with chip cards.
7. 📱 Exclusive Online Offer
Note that this offer is an online exclusive, potentially unavailable if you leave the page or visit a Bank of America financial center. Secure this enticing offer and align your academic journey with a spectrum of financial rewards and stability by applying now.
The Bank of America® Customized Cash Rewards credit card for students is not just a credit card; it’s a financial companion, attuned to your student lifestyle and geared to facilitate your spending, saving, and credit-building throughout your academic journey.

Bank of America® Unlimited Cash Rewards credit card Comparison
Card Name | Bank of America® Unlimited Cash Rewards credit card | Bank of America® Customized Cash Rewards credit card for Students | Bank of America® Travel Rewards credit card for Students | BankAmericard® credit card |
---|---|---|---|---|
Card Rating | 4.5/5 | 3.8/5 | 3.3/5 | 4.4/5 |
Card Annual Fee | $0 | $0 | $0 | $0 |
Card Intro Offer | $200 | $200 bonus | 25,000 bonus points | No value |
Card Rewards Rate | 1.5% Cashback | Up to 3% | 1.5X | No value |
Card Image | ![]() |
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Card Recommended Credit Score | 690-850(Good – Excellent) | 750 – 850(Good – Excellent) | 700 – 749(Good – Excellent) | 700 – 749(Good – Excellent) |
Card Summary | Best for: 0% intro period and flat-rate cash back | Best for: Simplicity and value | Best for: Study Abroad | Best for: Balance Transfer With Overdraft Protection |
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