Bank of America® Customized Cash Rewards credit card for Students
The Bank of America® Customized Cash Rewards credit card for students is intricately designed to seamlessly blend into your academic life, fostering robust credit history building, and amplifying your spending with a spectrum of cash back rewards, all without burdening you with an annual fee.
1. 💰 $200 Online Cash Rewards Bonus
Get a head start on your cashback journey with a generous $200 online cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening, seamlessly blending into your initial expenditures.
2. 🎯 Tailored Earnings with Expanded Cash Back Categories
Harvest 3% cash back in the category of your choice, now embellished with even more categories to mirror your spending habits. Enjoy automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and relish unlimited 1% cash back on all other purchases. Immerse yourself in even broader categories, with 3% cash back now available on gas, including Electric Vehicle Charging (EVC) Stations, and online shopping, which now embraces cable, streaming, internet, and phone services.
3. 🚫 Zero Annual Fee, Zero Stress
Savor the multitude of benefits without the yearly financial burden – experience no annual fee and ensure your rewards remain yours with no expiration on them.
4. 💳 15 Billing Cycles of 0% Introductory APR
Navigate your early card usage with ease with a 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made within the first 60 days. After the introductory offer, a variable APR of 18.24% – 28.24% will apply. Note that a 3% fee is applicable to all balance transfers.
5. 🛠 A Tool for Building Your Credit History
With responsible usage, this card can be your ally in sculpting a sturdy credit history, invaluable when venturing into future financial commitments such as car loans, apartment rentals, or employment opportunities. Stay informed with free access to your FICO® Score within Online Banking or your Mobile Banking app.
6. 🌐 Contactless and Secure Transactions
Experience the fusion of robust security and expedited transactions with Contactless Cards. Engage in the convenience of a tap while maintaining the staunch security synonymous with chip cards.
7. 📱 Exclusive Online Offer
Note that this offer is an online exclusive, potentially unavailable if you leave the page or visit a Bank of America financial center. Secure this enticing offer and align your academic journey with a spectrum of financial rewards and stability by applying now.
The Bank of America® Customized Cash Rewards credit card for students is not just a credit card; it’s a financial companion, attuned to your student lifestyle and geared to facilitate your spending, saving, and credit-building throughout your academic journey.
Bank of America® Unlimited Cash Rewards credit card Comparison
|Card Name||Bank of America® Unlimited Cash Rewards credit card||Bank of America® Customized Cash Rewards credit card for Students||Bank of America® Travel Rewards credit card for Students||BankAmericard® credit card|
|Card Annual Fee||$0||$0||$0||$0|
|Card Intro Offer||$200||$200 bonus||25,000 bonus points||No value|
|Card Rewards Rate||1.5% Cashback||Up to 3%||1.5X||No value|
|Card Recommended Credit Score||690-850(Good – Excellent)||750 – 850(Good – Excellent)||700 – 749(Good – Excellent)||700 – 749(Good – Excellent)|
|Card Summary||Best for: 0% intro period and flat-rate cash back||Best for: Simplicity and value||Best for: Study Abroad||Best for: Balance Transfer With Overdraft Protection|